Avoid These Mistakes When Buying a Home in Utah

What are the biggest red flags when buying a home?
Foundation cracks, water damage, electrical issues, or a seller unwilling to allow inspections.

How do I avoid overpaying?
Work with a knowledgeable agent who runs a CMA and knows current market trends.

What if the seller doesn’t disclose something?
Utah requires disclosure, but buyers should always get an inspection. Legal action is possible for nondisclosure.

What happens if I lose my job after going under contract?
Tell your lender immediately, it could affect your loan. Don’t make large purchases or change jobs during escrow.

Can I walk away after the inspection?
Yes, if you’re within the due diligence period, you can cancel without losing your earnest money.

How do I avoid buying a flipped house with hidden issues?
Get a thorough inspection, check permit history, and beware of homes with lots of cosmetic upgrades but old systems.

What do HOAs actually cover in Utah?
Usually exterior maintenance, landscaping, amenities (like pools), and insurance. Read the CCRs before buying.

Can I get out of an HOA?
Usually not, if a home is in an HOA, you're subject to its rules and dues. You can avoid HOAs by choosing non-HOA neighborhoods.

Is it risky to waive contingencies?
Yes. It can make your offer stronger, but it increases risk. Only waive if you’re very confident in your financing and the home’s condition, talk to your realtor, to make the best decision.

What should I do if my appraisal comes in too low?
You can renegotiate, contest the appraisal, pay the difference in cash, or cancel (if protected by appraisal contingency).